📈 DAILY MORTGAGE MONITOR

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Today's Mortgage Rates in cavalier

Rates updated daily. Your actual rate depends on credit score, down payment, and loan program.

Updated: August 6, 2026, 9:00 AM EST

Standard Rate Table

Loan Type	Interest Rate	APR	Action
30-Year Fixed	6.24%	6.38%	Get Quote
15-Year Fixed	5.65%	5.82%	Get Quote
VA Loan (30-Yr) 0% DOWN	5.99%	6.10%	Get Quote
FHA Loan (30-Yr)	6.10%	6.35%	Get Quote
ARM (5/1 Adjustable)	5.85%	6.50%	Get Quote
Jumbo Loan (30-Yr)	6.45%	6.55%	Get Quote

6-Month Rate Trend

▼ Rates have dropped 0.45% in the last 60 days

6.85%

Mar

6.75%

Apr

6.60%

May

6.50%

Jun

6.38%

Jul

6.24%

Aug

See What These Rates Mean for Your Payment

Plug today's interest rates directly into our mortgage calculator to estimate your exact monthly payment breakdown including principal, taxes, and HOA fees.

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What Factors Determine Your Custom Rate?

💳

Credit Score

Higher credit scores (740+) unlock lower interest rate tiers and reduced monthly PMI fees.

💰

Down Payment Size

Putting 20% or more down removes PMI costs and secures lower risk-adjusted pricing.

🏠

Loan Program & Term

Shorter 15-year terms or military VA loans offer lower rates compared to standard 30-year loans.

📊

Debt-to-Income (DTI)

Keeping overall monthly debts under 36% of gross income gives you optimal underwriting leverage.

What is a Rate Lock?

A rate lock guarantees your interest rate won't change while your loan application is processed, even if market rates rise before closing.

30-Day Lock 45-Day Lock 60-Day Lock

Lock Your Rate Today

Compliance & Legal Disclosure: Rates displayed are for informational purposes only, updated as of August 6, 2026, and are subject to change without notice. Rates assume a qualified borrower purchasing a single-family primary residence in King George County, VA with a 740 credit score and 20% down payment (except VA and FHA options). Annual Percentage Rate (APR) reflects the true cost of credit including finance charges. Subject to full credit approval and property appraisal. Quantico Mortgage LLC | Company NMLS #376205 | Equal Housing Lender.

Frequently Asked Questions

Why do mortgage rates change daily?

Mortgage rates fluctuate based on Federal Reserve policies, inflation reports, economic indicators, and movement in 10-Year U.S. Treasury bond yields.

What is the difference between Interest Rate and APR?

Your interest rate is the percentage charged on loan principal. The APR (Annual Percentage Rate) includes the interest rate PLUS lender fees, points, and closing costs, giving you the total annual cost of borrowing.

Should I lock my rate now or wait?

If rates match your homebuying budget, locking guarantees protection against sudden market increases. Speak with local loan officer Duane Buziak to analyze current market volatility.